There are many references in the Bible regarding the importance of money.  However, the Bible also warns us about coveting after money, which is the root of all evil.

For wisdom is a defence, and money is a defence: but the excellency of knowledge is, that wisdom giveth life to them that have it.

For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.

 -1 Timothy 6:10


1. The Importance of Money in Every Venture

(a) Money is the medium of exchange for everything.

(b) As long as we live in this world, it is indispensable.


2. Attitude to Money in the Home

(a)  Discuss money openly. Aim at transparency/openness in everything, especially in money matters.

(b) Avoid selfishness.

(c) Note that you (both) are only stewards of God’s money. Spend it according to God’s wishes and God’s Word.You are accountable to Him.


These areas can guide you:

i.God first (first and best fruits, tithes, offerings)

ii. Savings or some investment.

iii. Addressing your NEEDS, not your wants.

iv. Liabilities/obligations (debts, bills, remittances, blessing others).

v. Extra (miscellaneous) to afford for flexibility.

vi. Buying food in bulk saves money and reduces financial stress.


3. Understand the Realities of Housekeeping Money 

(a) The mode of its operation must be discussed and mutually agreed upon.

(b) The husband must not be detached from realities while the wife must also not be prodigal in her spending.

4. Understand Financial Headship

5. Avoid lack of money

6. Know the dangers of covetousness

7. Know the dangers of comparison

8. Accept realities

 For more information read one of the best books on marriage counseling, Model Marriage by Dag Heward-Mills